Things You Need to Know When Presenting an Insurance Claim in a Catastrophe
When an employee is injured on the job, you may be worried about the cost of their healing process to get them back to work. By hiring a professional claims management service, you can help keep more money in your pocket and keep your workers happy. Do you know how to move a workers compensation claim forward? Have a look at these steps to take to keep the operation running smoothly.
To start with, you as an employer need to have an injury report process in play. Make sure you note the steps in your employee handbooks, so they know how to file a claim if something happens. After that, you should create relationships with capable medical clinics in your area that will work within your business guidelines. They should be able to make referrals to medical specialists if needed.
The head of your workers compensation department should report claims to the insurance company on the same day as the accident. You want claims management to have time for a full investigation and to help lower costs. Your claims service will help prevent future losses and avoid fraudulent claims.
Having an option to return to work early on modified duty is important as it can greatly minimize the cost of a claim by stopping temporary total disability payments. It also has been known to help workers recover faster so they are less likely to hire an attorney.
Lastly, make good use of your professional claims management service. Lean on them when you need help. Workers comp covers wage replacement, medical treatment and vocational rehabilitation, and these costs can add up fast. As an employer, you should have a professional claims management agent in your corner to help guard against fraudulent claims and high payouts.
If you have an employee who was injured on the job, you want to help them recover with the lowest costs for your company. By following these listed tips, you will find a happy medium between satisfied employer and healthy employee.
Contact Action Claims Administrators today for further professional assistance with your company’s workers compensation claims. We take pride in establishing long-term relationships with our clients that are based on trust, performance, and consistency.
Take Action – Call: (888) 691-1095 | Email: info@actionclaimservice.com
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